From design to management to commercialisation
Three stages, one accountable party. Most providers cover one of these and hand you the other two.
Design
Strategy first, then architecture.
We start with the commercial question, not the technology. Where the margin actually is, which decisions are made blind, what data you already hold and are not using. Out of that comes a scoped design: the workflow, the data model, the AI role, the controls, and the measure of success — documented before a line of code is written.
Build & Management
Delivered, then run properly.
Applications, websites and functionality built and shipped in working increments, then managed as a live business system — monitored, corrected, improved and reported on. Governance, risk and audit trail are designed in, not retro-fitted, because that is the discipline we come from.
Commercialisation
Turn the build into an asset.
Most builds stop at launch. We treat the result as something that can carry value: pricing and packaging, licensing structure, intellectual property ownership, entity and tax treatment, and the reporting a buyer, lender or investor will want to see. This is where an accounting practice building software is an advantage rather than an oddity.
A tailored solution, not a standard one. You own it.
We do not resell a platform and rent it back to you. Every engagement produces something built for your business, your data and your obligations — and when it is done, it is yours. Your code, your data, your accounts, your intellectual property. No lock-in, no per-seat toll on your own asset, no hostage situation if you decide to take it in-house.
- Built to your process, not configured around someone else’s template
- You hold the code, the data and the credentials
- Intellectual property assigned to your entity in writing
- Documented and handover-ready from the first release
- No per-seat licence on the asset you paid to build
What we build
Six capabilities. Engage one, or run the whole lifecycle.
Strategy
AI strategy and solution design
Decide what is worth building before anyone builds it.
A short, commercially framed engagement that ends with a decision, not a deck. We map where AI genuinely changes an outcome in your business, what it would cost to run, what could go wrong, and which single build to do first. If the honest answer is that you do not need a build, we will say so.
- Opportunity and feasibility assessment
- Data readiness review
- Solution architecture and workflow design
- Build-versus-buy recommendation
- Cost-to-run and control requirements
- Prioritised build roadmap
Applications
AI business applications
Working software for the way your business actually runs.
Custom applications built around your process — client portals, intake and approval workflow, document intelligence, dashboards, internal tools. Built in working increments so you see it functioning early, with authentication, permissions and audit trail treated as requirements rather than extras.
- Custom application build
- Document and data intelligence
- Workflow and approval automation
- Role-based access and audit trail
- Reporting and dashboards
- Integration with your existing systems
Websites
Websites and functionality
A site that does work, not a brochure that sits there.
Websites built to be found and built to function — search and answer-engine visibility, structured data, booking and enquiry flow, portals, calculators and tools. The same discipline we apply to our own network of sites, where content and functionality are engineered together rather than bolted on.
- Website design and build
- Search and answer-engine optimisation
- Structured data and technical SEO
- Enquiry, booking and portal functionality
- Interactive tools and calculators
- Performance, accessibility and analytics
Data
Data and integration
One set of numbers, everywhere.
Most AI projects fail on data, not models. We consolidate what you already hold, connect the systems that refuse to talk to each other, and build the reporting layer on top — so the answer you get in one place matches the answer you get in another.
- Data consolidation and modelling
- System and API integration
- Reporting and analytics layer
- Data quality and reconciliation controls
- Migration from spreadsheets and legacy tools
Management
Management and assurance
Someone accountable after go-live.
A built system that nobody runs becomes a liability. We manage what we build: monitoring, corrections, improvement cycles and plain-English reporting on whether it is still doing what it was funded to do. Governance, risk and compliance requirements are tested, not assumed.
- Ongoing management and monitoring
- Improvement and release cycles
- Controls testing and risk review
- Performance and value reporting
- Documentation and internal handover
Commercialisation
Commercialisation and ownership
Structure it so the value lands with you.
The part almost nobody offers alongside the build. Pricing and packaging if you intend to sell it, licensing if you intend to license it, intellectual property assignment, entity and tax treatment, and the numbers a lender, buyer or investor will ask for. Signed off by an FCPA principal, because it is accounting work as much as it is technology work.
- Intellectual property ownership and assignment
- Pricing, packaging and licensing structure
- Entity and tax treatment of the build
- Capitalisation and reporting treatment
- Investor and lender-ready documentation
- Exit and transferability planning
Nine fields we build for
Real estate, accounting, finance, governance, risk, compliance, education, retail and communication. Different industries, the same underlying problem: decisions made without the numbers in front of you.
Real Estate
Portfolio and project reporting, transaction workflow, property data consolidated into one view.
Established practice area
Accounting
Practice and client-side automation: document intelligence, reconciliation support, reporting that writes itself.
Established practice area
Finance
Cash flow, forecasting and decision models built on your live numbers rather than a spreadsheet nobody trusts.
Established practice area
Governance
Board and management reporting packs, delegation registers, and an evidence trail that survives scrutiny.
Established practice area
Risk
Risk registers, control testing and exception monitoring wired into the systems where the risk actually occurs.
Established practice area
Compliance
Obligation tracking, verification workflow and reporting built to the standard the regulator expects.
Established practice area
Education
Learning and assessment platforms, enrolment and progression workflow, reporting for funding and accreditation.
Retail
Margin and inventory intelligence, customer insight, and the website and ordering functionality around it.
Communication
Content, campaign and enquiry systems that learn from what worked instead of restarting every month.
The portfolio
Twelve businesses we built, commercialised and still run
Most accountants advise on businesses they have never had to operate. We designed, built, commercialised and now operate twelve of our own — in regulated markets, under real obligations, carrying real risk. Every claim below opens in a new tab.
These are our own properties, not client work. Nothing here is under confidentiality, so we can show you the whole thing — the architecture, the compliance design, the commercial model and what it cost us to learn.
Designed
Market, model and architecture worked out before a line of code — including how it makes money and what regulator it has to answer to.
Built
Built with AI tooling, which is why twelve properties exist instead of one. Speed of build, not shortcuts on the engineering.
Commercialised
Each one carries a revenue model that was designed in, not retrofitted once the traffic arrived.
Operated
Still running. Still our problem when something breaks at two in the morning. That is the part nobody outsources honestly.
Regulated compliance engineering
Care & disability economy
Two properties serving the NDIS market from opposite ends — one matching participants to providers, one managing the money. Local Knowledge holds the NDIS plan management registration itself, which means we are not advising from the outside. We are the regulated operator.
What it proves
Building systems that have to survive a regulator, not just a user test.
Relevant to you if
NDIS providers, allied health practices, disability operators and any business whose licence to trade depends on demonstrable compliance.
Read the case studyLive properties
mycarefinders.com.au
A reverse marketplace for NDIS support. Participants post what they need and providers come to them with proposals, instead of participants cold-calling a directory.
Proves: Two-sided marketplace design, provider verification at scale and privacy-by-default handling of participant data.
- —Publishes a browsable base of 48,291 registered providers
planmanager.net.au
NDIS plan management. Providers get paid quickly, participants see their budget live on their phone, and it costs the participant nothing because the NDIA funds it.
Proves: Operating a registered financial service under NDIA rules — claiming, reconciliation, budget tracking and payment cycles that have to be right every time.
- —Publishes provider payment in 2–5 days
- —Published as $0 cost to the participant, funded by the NDIA
Under the bonnet
- Worker screening registry synchronisation with banned-provider checking
- Insurance and qualification verification with private document storage
- A computed go-live compliance gate — a provider cannot trade until every obligation is met
- Safeguarding and incident management wired to Commission reporting workflow
- NDIS price-cap guardrails enforced at the point of quoting, not after the fact
- Platform-verified public badges, so verification status is visible and not self-asserted
Standards-grade financial engineering
Capital & due diligence
Twenty-five years of due diligence method, codified into software. This is the cluster where our accounting discipline and our engineering meet — and where we made the deliberate decision that a language model may frame a question but may never compute a number.
What it proves
Financial analysis an AI cannot fudge, because the AI is not allowed near the arithmetic.
Relevant to you if
Business valuation, exit and succession planning, acquisition due diligence, dispute and expert-report work.
Read the case studyLive properties
investorview.net
The due diligence methodology as a working system — question-first architecture, Bayesian learning and sufficiency targeting for private equity, venture and merger work.
Proves: That professional judgement can be encoded without being replaced, and that valuation output can be built to withstand scrutiny.
- —Publishes a 98% sufficiency target and 25 years of codified due diligence
ding.ventures
Intelligence-augmented advisory for fintech and AI ventures. No hype, no waste — the strategic edge that comes from actually running the numbers.
Proves: Advisory positioning built on the same engine, showing the method applied commercially rather than sold as a licence.
Under the bonnet
- Deterministic valuation engine — discounted cash flow, market multiples, precedent transactions and net asset value, all computed in code
- The language model never performs arithmetic; it drafts narrative around figures it did not calculate
- Workpaper output cited to the applicable accounting standards
- A 31-control forensic control sheet across seven domains, with a court-readiness gate
- Intellectual property valuation using relief-from-royalty, multi-period excess earnings and cost approaches
- Question-first architecture with Bayesian updating as evidence arrives
Frontier finance, done properly
Regulated digital assets
Real-world asset tokenisation, built to institutional expectations. This is the cluster that answers the question every business owner is quietly asking: do you actually understand where this is going, or are you going to tell me to wait and see?
What it proves
Working at the regulatory frontier without pretending the regulation is optional.
Relevant to you if
Businesses considering digital asset exposure, treasury modernisation, or who need an adviser who has actually shipped in this space.
Read the case studyLive properties
mymoney.au
Australian real-world asset tokenisation — the market-facing entry point into the Qoney platform, with XRP Ledger integration and an AI intelligence layer.
Proves: Market positioning and product design in a sector where most participants lead with hype and no compliance story.
mymoney.financial
The institutional-grade tokenisation platform itself — enterprise real-world asset issuance on XRPL with automated KYC and AML.
Proves: Regulated fintech engineering: identity, screening, settlement and audit trail treated as first-class requirements.
Under the bonnet
- Real-world asset tokenisation architecture on the XRP Ledger
- Automated know-your-customer and anti-money-laundering workflow
- Institutional-grade custody and settlement design
- Regulatory framing built in from the schema up, not bolted on at launch
- AI analytics layered over ledger data rather than replacing it
Commercialisation and monetisation engineering
Trade & commerce network
Six properties aggregating live pricing across Australian suppliers and retailers, with an AI negotiation advisor sitting on top. This is where commercialisation stops being a slide and becomes a placement engine with statistics attached. It is also the cluster that already links back to us — every one of these sites carries “Finance by Local Knowledge Finance”.
What it proves
Turning traffic into revenue with a system that measures itself and improves.
Relevant to you if
Trades, builders, equipment-heavy operators, retailers and any business that needs its website to generate revenue rather than just exist.
Read the case studyLive properties
aus.tools
Live industrial tool search across Australian suppliers, with equipment finance attached.
Proves: Data aggregation at scale plus a working commercial model on top of it.
- —Publishes live pricing and stock from 100+ Australian tool suppliers
aus.deals
A free AI deal advisor — negotiation scripts, BATNA analysis and live pricing. You pay the store directly; the advice costs nothing.
Proves: AI applied to a genuinely useful consumer job, monetised without charging the user.
- —Publishes live pricing from 80+ retailers
nsw.tools
Tool search scoped to New South Wales — Sydney, Newcastle and Wollongong.
Proves: State-level programmatic expansion without duplicating the underlying build.
Already credits Local Knowledge Financevic.tools
Tool search scoped to Victoria — Melbourne, Geelong and Ballarat.
Proves: The same architecture re-pointed at a second market at near-zero marginal cost.
Already credits Local Knowledge Financeqld.tools
Tool search scoped to Queensland — Brisbane, the Gold Coast, the Sunshine Coast and Cairns.
Proves: Geographic depth handled by configuration rather than by rebuilding.
Already credits Local Knowledge Financewa.tools
Tool search scoped to Western Australia, including the mining and fly-in fly-out market.
Proves: Sector-specific positioning inside a shared platform.
Already credits Local Knowledge FinanceUnder the bonnet
- Live price and stock aggregation across hundreds of Australian supplier and retailer sources
- A self-learning placement engine using Wilson lower-bound scoring with decaying epsilon-greedy exploration
- Per-placement statistics, so every offer earns or loses its slot on measured performance
- Chat intent detection that surfaces relevant offers in conversation rather than as banner clutter
- Network-wide offer rails shared across all six properties
- Programmatic state and suburb page generation with incremental regeneration
- An equipment finance rail that routes qualified demand back to the practice
Each one is another boat on the tide. The forest is stronger for it, and so is every client who gets the benefit of what we learned building them.
Why an accounting practice builds better business software
Strategy and build in one place
You are not handing a strategy document to a development shop and hoping it survives translation. The people who framed the commercial case are the people who build it.
Controls are native, not bolted on
Governance, risk and compliance are our day job. Access control, audit trail, retention and evidence are designed in from the first release.
We build for ourselves first
Our own network of sites and internal systems are built on this stack — content engines, document intelligence, reporting. You are getting something we run, not something we theorise about.
Signed by a principal
Scoped, priced and signed off by Graham Chee FCPA personally — the same standard applied to every other engagement in the practice.