Privacy

Is it safe to put client data into an AI tool?

Only when you know where the data goes, who can see it, whether it is used to train the tool, and that using it that way is consistent with what you told clients. If you cannot answer those questions from the tool’s terms and settings, do not put personal or confidential information into it. Your privacy obligations do not transfer to the software vendor.

What it depends on

  • What kind of information is involved and how sensitive it is.
  • The tool’s data retention, training and access settings.
  • Whether the Privacy Act applies to your business and what your privacy policy says.
  • Any confidentiality terms in your client contracts.

Where judgement stays human: Weighing the benefit of the tool against the privacy and confidentiality risk is a judgement for the business owner — a system can flag the risk, but it cannot accept it on your behalf.

How this is actually worked

Start with the data, not the tool. What is it — personal information, financial records, something confidential under a contract? Then check the tool: where it stores and processes data, whether inputs are retained or used for training, and what controls you have over access and deletion.

Then check the promise you made. If your privacy policy and client engagement terms do not cover this use, you may need to change the process or the policy before you change the tool. The Australian Privacy Principles and the OAIC’s guidance on AI are the reference points for businesses covered by the Privacy Act.

What the answer depends on

  • What kind of information is involved and how sensitive it is.
  • The tool’s data retention, training and access settings.
  • Whether the Privacy Act applies to your business and what your privacy policy says.
  • Any confidentiality terms in your client contracts.

Where the judgement stays human

Weighing the benefit of the tool against the privacy and confidentiality risk is a judgement for the business owner — a system can flag the risk, but it cannot accept it on your behalf.

AI Systems · general information current as at 1 September 2026. This is general information only, not personal financial, tax or legal advice.